Thursday, March 15, 2012

WHAT HAPPENS IF THE ROOF ON MY RESTAURANT IS DESTROYED BY A TORNADO??


 First, let’s hope we are all spared from storms in 2012!  However, it is likely they will hit somewhere in our area and we should review the insurance options needed to get your business up and going with as little interruption as possible.

Of course, we know your property insurance will replace the roof – but what about the lost income you incur while the old roof is being torn off, hauled away and a new one installed?

That’s where Business Interruption Insurance becomes vitally important.

This policy will cover the profits that would have been earned if the storm had not occurred.  It will also pay your fixed operating costs – such as rent.  These coverages continue until the end of the period as outlined in your policy. 

Please contact one of our offices for detailed information on this coverage for your operation.